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Rewards Terms and Conditions

Last updated Sep 4, 2025

These easyBitcoin.app Rewards terms and conditions (the “Rewards Terms”) govern your eligibility in receiving certain rewards (the “Rewards,” including both the Welcome Bonus and Holding Rewards as further defined below) and your participation in the Rewards program (the “Program”)  on the easyBitcoin.app platform (the “App”). By using our App, you agree to be bound by these Rewards Terms, as well as our General Terms and Conditions (the “General Terms”) and Privacy Notice. 

Overview

The Program is designed to reward users for setting up and maintaining eligible recurring Bitcoin (“BTC”) purchases of at least $10 USD (each, a “Recurring Buy”) on the App. Rewards may be granted in BTC or U.S. Dollars (“USD”), as further specified herein. 

Participation in the Program is optional. If you do not want to earn Rewards for any reason during the duration of the Program, you can cancel any Recurring Buy. Rewards are promotional in nature and may be amended, modified or discontinued at any time, at our sole discretion, with or without notice.

Eligibility

To qualify for Rewards under the Program on our App, you must:

  • Have an active and verified account in good standing;
  • Set up and maintain an active Recurring Buy; and
  • Comply with these Reward Terms, the General Terms and all applicable laws and Platform rules.

We reserve the right to withhold or revoke Rewards if we reasonably suspect fraud, misuse or any violation of the Reward Terms or General Terms.

Rewards Structure from Recurring Buys
The Program currently consists of the following Rewards:

Welcome Bonus

  • The “Welcome Bonus” is a 1% reward in BTC on the value of each new Recurring Buy. This is a limited time promotional offer.
  • You are eligible to receive the Welcome Bonus only during the first 3 months from the date you open your account (the “Welcome Bonus Period”).
  • The Welcome Bonus is capped at the equivalent of $50 in BTC per calendar month.
  • Welcome Bonus payments are paid out on the same day that the Recurring Buy successfully executes, within the Welcome Bonus Period.

Holding Rewards

  • “Holding Rewards” provides a total of 2% annual rewards in BTC for the first year from the commencement of the Program, based on the total balance of BTC held on your account at the end of each month (the “Snapshot Date”). You acknowledge that the Holding Rewards are part of a limited-time promotional offer and may be subject to change at any time, at our sole discretion. Holding Rewards are capped at the equivalent of $100 USD in BTC per calendar month.
  • Calculation of Holding Rewards. Holding Rewards begin accruing on the Snapshot Date after your first Recurring Buy, provided such Recurring Buy remains active and you remain eligible under these Rewards Terms.
  • Qualifying Period. Holding Rewards will only be distributed after you have completed three (3) consecutive months of a Recurring Buy, the “Qualifying Period.” Holding Rewards will not be distributed until after the Qualifying Period is complete.
  • Payment of Holding Rewards. The first payment of Holding Rewards will be paid out after the Qualifying Period in the 4th month after setting up the first Recurring Buy.
  • Ongoing Holding Rewards. After the Qualifying Period, Holding Rewards will accrue and be paid out monthly based on the total balance held on your account at each Snapshot Date, as long as there was at least one (1) Recurring Buy successfully executed and active in that month.
  • Pausing or Cancelling a Recurring Buy. After the Qualifying Period, pausing or canceling a Recurring Buy will stop any accrual of Holding Rewards for that month. Holding Rewards will only be paid out at the end of that month as long as there was at least one successfully executed Recurring Buy that month. To continue to be eligible to receive Holding Rewards, either reactivate or create a new Recurring Buy.

We may experience technical or operational delays in distributing Rewards. We make no guarantee that Rewards will be paid on time.

Miscellaneous

  • Tax Reporting. You are solely responsible for any tax reporting and liabilities related to your participation in the Program and receipt of Rewards. We do not provide tax or legal advice and encourage you to consult with a qualified professional.
  • Modifications; Suspension and Termination. We reserve the right to modify, suspend or terminate the Program, or your participation in such Program, at any time and for any reason, including changes to:
    • Reward percentages;
    • Reward caps or frequency; or
    • Any other mechanisms related to Rewards

If reasonably practicable or pursuant to applicable law, we will provide reasonable notice of material changes, but some changes may be effective immediately. Continued use of your account and participation in the Program after such changes constitute your acceptance of these Reward Terms.

Disclaimer. The Program is provided as is, without any warranties or guarantees of any kind. Rewards are promotional and may fluctuate in value depending on market conditions. We are not liable for any losses or liabilities arising from you participation in the Program or use of our App. 

Terms and Conditions.
Privacy Notice.



Uphold HQ Inc. is not affiliated with, but has an engagement with, Atomic Brokerage LLC (Atomic), a registered broker dealer and member FINRA/SIPC, to bring you the opportunity to open a brokerage account through Atomic Brokerage LLC (Interest Account) in which cash is swept into unaffiliated bank deposit accounts opened for you by, and in the name of, Atomic as agent and custodian. You should not expect cash in your Interest Account to be protected by SIPC or FDIC insurance, and cash is only protected by FDIC insurance (subject to coverage limits and eligibility requirements) once deposited by Atomic in the unaffiliated bank deposit accounts. If you prefer your cash to be invested in a Money Market Fund eligible for SIPC coverage, you must send an email to [email protected] to discuss your options. For full details about the Atomic Cash Sweep Program, see the Terms & Conditions. For more details about Atomic, please see their Form CRS, General Disclosures, Privacy Policy, fee schedule, and BrokerCheck. Neither Atomic nor any of its affiliates is a bank.

The Atomic Cash Sweep ("Cash Sweep") is a product offered by Atomic Brokerage that allows clients to earn interest on the available cash in their Atomic Brokerage account. Through Cash Sweep, clients' funds are deposited into an interest-bearing deposit account (“Deposit Account”) at one or more banks ("Program Banks"), where the funds earn a variable interest rate and are eligible for FDIC insurance coverage.

The annual percentage yield (APY) on the deposit balances in Cash Sweep is variable and subject to daily changes. Clients’ actual APY may be lower if they designate certain banks as ineligible to receive their deposits. The Program Bank list may change over time. For a current list of the Program Banks at any point in time, please refer to Atomic Brokerage’s website or contact Atomic Brokerage. Atomic Brokerage and third parties receive a fee for the Atomic Cash Sweep program.

If you participate in Cash Sweep, you authorize Atomic Brokerage to allocate your funds among one or more Program Banks at its discretion. Deposits at each Program Bank are insured by the FDIC up to $250,000 per insurable capacity. In total, funds deposited into Cash Sweep are eligible for up to $2,500,000 of FDIC insurance once the funds reach one or more Program Banks (up to $250,000 for each insurable capacity at up to 10 Program Banks). However, if clients exclude certain Program Banks, the amount of available FDIC insurance may be lower. Clients are responsible for monitoring the total amount of deposits that they have with each Program Bank, in order to determine the extent of FDIC deposit insurance coverage available to them. For more information on FDIC insurance, visit www.FDIC.gov.

Balances maintained in the Deposit Accounts at each Program Bank are FDIC insured but are not protected by SIPC. You should not expect cash deposited in an Atomic Brokerage account solely for the purpose of accessing the Cash Sweep to be protected by SIPC or FDIC insurance, and cash is only protected by FDIC insurance (subject to coverage limits and eligibility requirements) once deposited by Atomic in the unaffiliated bank deposit accounts. If you prefer your cash to be invested in a Money Market Fund eligible for SIPC coverage, you must send an email to [email protected] to discuss your options. You may obtain further information about SIPC coverage, including a brochure that describes SIPC and SIPC insurance, by accessing the SIPC website at www.sipc.org.

*The Interest Account is a brokerage account offered by Atomic Brokerage LLC. Funds in the account are in USD. Balances of $10 or more earn 4.5% APY. Balances below $10 earn 2% APY. Rate subject to change. See Cash Sweep Program Terms and Conditions. Neither Atomic Brokerage LLC nor its affiliates are a bank.

 

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